$13.99 - includes instant access to online course;
a personalized certificate
of completion will be available for download and to print when
you successfully finish the course.
Computer (Mac or PC), tablet, iPad, or smartphone with Internet connection. You will not need to install any special software or plug-in.
Time to Complete
Please allow 6 to 8 hours to complete the course. You do not have to finish the course all at once. Return as often as needed. You will not be graded on how long it takes to complete the course. You may log in and out and complete at your own pace. The course will remember where you left off. You can even log back on at a different computer.
The course is divided up into four sections, with a short review test at the end of each section. Each test consists of 6 to 8 multiple choice questions. You will be tested & graded on how well you understand the material. This provides a measure of learning to ensure that students aren't simply signing up for the course and/or aren't paying attention. Your grade will be shown on your Certificate of Completion.
The course is written in simple, easy-to-understand English and covers the various stages of home ownership as outlined from first-time homebuyer course material and guidelines set forth by mortgage lenders, housing agencies, and non-profit organizations. The course meets many lender and first-time homebuyer program education requirements. Please check with your lender or housing administrator to make sure they accept our online course.
Section I: Qualifying for a Home Loan
Topic B: The Costs Associated with Buying a Home
Topic C: The Down Payment and Loan-to-Value
Topic D: Qualifying Ratios and Credit History
Topic E: Pre-Qualification and Pre-Approval
Section II: House Hunting
Topic B: Finding a Home
Topic C: Making an Offer
Topic D: The Home Inspection
Section III: Shopping for a Home Loan
Topic B: Applying For A Loan
Topic C: Loan Processing
Topic D: Loan Approval & Prepare For Closing
Topic E: Closing The Loan
Section IV: Being a Homeowner
Topic B: Your Responsibilities
Topic C: Home Maintenance
Topic D: Household Budget
Topic E: Benefits of Homeownership